Rates | Ottawa Mortgage Broker | Best Mortgage Rates in Otta

Best Mortgage Rates

Jeff & Justin Cody

Mortgage Rate Sheet – May 15th, 2026

Current Bank Prime: 4.45%

Mortgage Term From % To %
1 Year Fixed 4.74% 4.99%
2 Year Fixed 4.14% 4.34%
3 Year Fixed 3.99% 4.36%
4 Year Fixed 4.34% 4.49%
5 Year Fixed 4.04% 4.49%
7 Year Fixed 5.10% 5.14%
10 Year Fixed 5.39% 5.49%
Variable Rate – 5 Year Prime – 0.85% = 3.60% Prime – 0.36% = 4.09%

*Rate Range: Please note that rates vary based on amortization, down payment, purchase price, credit, property, loan to value, owner occupied or rental, etc.
*Rates Subject to Change