Rates | Ottawa Mortgage Broker | Best Mortgage Rates in Otta

Best Mortgage Rates

Jeff & Justin Cody

Mortgage Rate Sheet – July 31st, 2026

Current Bank Prime: 4.45%

Mortgage Term From % To %
1 Year Fixed 4.59% 4.84%
2 Year Fixed 3.99% 4.24%
3 Year Fixed 3.99% 4.29%
4 Year Fixed 4.19% 4.44%
5 Year Fixed 4.14% 4.49%
7 Year Fixed 4.95% 5.14%
10 Year Fixed 5.35% 5.49%
Variable Rate – 5 Year Prime – 0.90% = 3.55% Prime – 0.70% = 3.75%

*Rate Range: Please note that rates vary based on amortization, down payment, purchase price, credit, property, loan to value, owner occupied or rental, etc.
*Rates Subject to Change