Rates | Ottawa Mortgage Broker | Best Mortgage Rates in Otta

Best Mortgage Rates

Jeff & Justin Cody

Mortgage Rate Sheet – October 30th, 2026

Current Bank Prime: 4.70%

Mortgage Term From % To %
1 Year Fixed 4.79% 4.94%
2 Year Fixed 4.59% 4.74%
3 Year Fixed 4.59% 4.74%
4 Year Fixed 4.94% 5.04%
5 Year Fixed 4.69% 4.95%
7 Year Fixed 5.29% 5.37%
10 Year Fixed 5.44% 5.54%
Variable Rate – 5 Year Prime – 0.90% = 3.80% Prime – 0.71% = 3.99%

*Rate Range: Please note that rates vary based on amortization, down payment, purchase price, credit, property, loan to value, owner occupied or rental, etc.
*Rates Subject to Change