Mortgage Rate Sheet – July 31st, 2026
Current Bank Prime: 4.45%
| Mortgage Term | From % | To % |
|---|---|---|
| 1 Year Fixed | 4.59% | 4.84% |
| 2 Year Fixed | 3.99% | 4.24% |
| 3 Year Fixed | 3.99% | 4.29% |
| 4 Year Fixed | 4.19% | 4.44% |
| 5 Year Fixed | 4.14% | 4.49% |
| 7 Year Fixed | 4.95% | 5.14% |
| 10 Year Fixed | 5.35% | 5.49% |
| Variable Rate – 5 Year | Prime – 0.90% = 3.55% | Prime – 0.70% = 3.75% |
*Rate Range: Please note that rates vary based on amortization, down payment, purchase price, credit, property, loan to value, owner occupied or rental, etc.
*Rates Subject to Change
Jeff Cody provides Mortgage Services to clients across Stittsville, Kanata, Orléans, Clarence-Rockland, Perth, Cornwall, Kemptville, Smiths Falls, Barrhaven, Nepean, Almonte, Carleton Place, Embrun, Prescott, Arnprior, Munster, Lanark, Merrickville-Wolford, Brockville, Casselman, Renfrew, and the surrounding areas.