Rates | Ottawa Mortgage Broker | Best Mortgage Rates in Otta

Best Mortgage Rates

Jeff & Justin Cody

Mortgage Rate Sheet – October 2nd, 2026

Current Bank Prime: 4.45%

Mortgage Term From % To %
1 Year Fixed 4.64% 4.84%
2 Year Fixed 4.29% 4.49%
3 Year Fixed 4.39% 4.59%
4 Year Fixed 4.54% 4.74%
5 Year Fixed 4.54% 4.79%
7 Year Fixed 5.30% 5.60%
10 Year Fixed 5.44% 5.90%
Variable Rate – 5 Year Prime – 0.90% = 3.55% Prime – 0.55% = 3.90%

*Rate Range: Please note that rates vary based on amortization, down payment, purchase price, credit, property, loan to value, owner occupied or rental, etc.
*Rates Subject to Change