Jeff Cody is a fully licensed mortgage broker affiliated with Jeff Cody, Mortgage Architects Ottawa, Mortgage Architects. He has a financial background of 30+ years including three years working for CMHC, lending for several trust companies, business management, and offering top-notch advice to clients.
Navigating the world of mortgages can be daunting, but at Platinum Mortgages, we make the process transparent and manageable. Whether you're looking for Residential Mortgages in Ottawa or seeking a Commercial Mortgage in Ottawa, our dedicated team—Jeff, Justin, and Penny—will be with you every step of the way.
From pre-approval to closing, we handle all the details so you can focus on finding your dream property. Our personalized approach ensures that each client receives tailored solutions that best meet their needs, budget, and timeline. Our expertise not only simplifies the acquisition of residential and commercial properties but also positions us as leaders in the Ottawa mortgage industry.
Unique Features: Experience bespoke mortgage solutions with a personal touch, enhancing both efficiency and satisfaction.
The journey to securing a mortgage with Platinum Mortgages is designed to be as stress-free and straightforward as possible. It starts with a personal consultation where we assess your financial situation and property aspirations. This initial step helps us tailor our advice and recommendations to your unique circumstances.
Following the consultation, we proceed with the pre-approval process, giving you a clear picture of your borrowing capacity. This is crucial in setting realistic expectations and refining your property search within budgetary constraints.
Once you find the property that suits your needs, we negotiate the terms of the mortgage to secure the best possible deal for you. Our team works diligently to ensure that all paperwork is complete and compliant with regulations, providing a smooth transition to the closing phase.
Throughout the process, Jeff, Justin, and Penny maintain constant communication, keeping you informed and confident. Our goal is to make your path to property ownership as seamless as possible, with no surprises along the way.
At Platinum Mortgages, we understand that every client's situation is unique. Our services are designed to cater specifically to the individual needs of each homebuyer or business in Ottawa. We provide detailed market analysis, financial advice, and flexible mortgage solutions that ensure our clients can make informed decisions and secure the properties they desire without undue stress.
By focusing on client education and empowerment, we demystify the mortgage process and help our clients understand their options and the impact of their choices. This approach not only builds trust but also creates long-term relationships with our clients, supporting them through all their residential and commercial property ventures.
Residential mortgages are typically for personal home purchases, while commercial mortgages are for purchasing business properties.
The timeline can vary, but we strive to keep the process as efficient as possible, often completing within a few weeks.
Our personalized service, extensive experience, and dedicated team ensure a smooth and stress-free mortgage process.
Yes, we offer refinancing options to help you better manage your current mortgage or to tap into your property's equity.
Contact us to schedule a consultation where we can discuss your needs and start the pre-approval process.
Generally, you will need proof of income, employment, identity, and property details, among other documents.
Yes, we offer several programs tailored specifically for first-time buyers.
We work with multiple lenders and use our expertise to negotiate the best possible rates for you.
Reach out today to learn how our tailored mortgage solutions can help secure your property goals swiftly and efficiently.
