Buying your first home can be an exciting yet daunting experience, and one of the biggest obstacles you may face is qualifying for a mortgage. As a first-time home buyer, you may have several questions and concerns regarding the process. However, with the help of a mortgage broker, you can navigate through the process and obtain a mortgage that suits your needs. In this blog, Jeff Cody will provide you with tips on how to qualify for a mortgage as a first-time home buyer. 
 

Introducing Justin Cody, Mortgage Agent at Jeff Cody, Platinum Mortgages Ottawa, on Jeff Cody’s team. Justin brings an eagerness to learn and strives for excellence. He displays integrity and genuine care for our clients. In the past eleven months, Justin has acquired an impressive amount of knowledge and surpassed expectations. Under the guidance and direction of his father, Jeff Cody, who has been in the mortgage industry for more than thirty years, Justin is learning the business. He constantly attends courses and seminars and will continue to do so and grow.

Unless you have very deep pockets or have inherited a pile of bricks and mortar, the chances are you’ll need a mortgage to buy your first property. A mortgage is simply money taken on credit that is used to buy a property. A down payment is required to pay for a portion of the property yourself, while the mortgage will cover the remaining amount. I am Jeff Cody, a mortgage broker with Jeff Cody, Platinum Mortgages Ottawa (Mortgage Architects). I want to help educate first-time buyers about what they require to obtain a mortgage. This is why I have prepared a beginner’s guide to obtaining a mortgage. Upon request, I can also send you a more comprehensive buyer’s guide.

Mortgages give you access to funds allowing you to own property, do home repairs or improvements and/or consolidate debts. All in all, there are many benefits when it comes to taking on a mortgage. However, finding the right mortgage is crucial, and for this, you need to get your facts straight. Currently, there are many myths and misconceptions about mortgages. If you are new to mortgages, you could easily fall for the rumors and falsehoods about what you should or shouldn’t do. Believing in these false facts could actually dissuade you from picking out the perfect mortgage. To help you separate facts from fiction when it comes to obtaining financing, mortgage broker Jeff Cody has debunked three of the most widely believed myths about mortgages.

I am Jeff Cody, a fully licensed mortgage broker with Jeff Cody, Platinum Mortgages and Mortgage Architects, Ottawa. I look forward to sharing my story. I hope that you will enjoy getting to know me better. 

Buying a house can be very stressful, especially if it is your first time. There is a lot that goes into buying a house. You have to find a lender, choose a mortgage product, fill in the mortgage application, etc. Without any prior knowledge of the industry, you might find it hard to obtain a mortgage without making mistakes. One way to ensure financing for your house is to hire a mortgage broker. A mortgage broker has the necessary skills and experience to get you the financing you need while sticking to your budget. However, not all mortgage brokers are the same. In order to find one that caters to your needs, here’s a list of the top five things to look for in a mortgage broker. 

Thanks for stopping by my blog. If you’re looking for more information about Jeff Cody of Jeff Cody, Platinum Mortgages, you’ve come to the right place.

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